The 411 on Pet Insurance

Insurance for PetsOne medical emergency can really put you in the "doghouse," so to speak.  Aging pets require extra care, and that can lead you to shell out extra bucks if you're not prepared.  Rather than sit around and wait for the proverbial shoe to drop, smart pet owners are taking matters into their own hands by electing to insure their dogs or cats.

Premiums are based on your pet's age, breed, and location.  Pre-existing, congenital, and hereditary conditions may deem your pet ineligible for coverage with certain providers.  A few of the more reputable insurance companies that deal with our four legged friends include:

  • Pets Best InsurancePolicies as low as $19 per month.  80% reimbursement after deductible.  Choose the vet you want anywhere in the world.  No annual limits or age restrictions.  A simpler way to file claims.

 

  •  Veterinary Pet Insurance (VPI)Choose according to the type of pet that you have?canine, feline, avian, or amphibian.  Free quotes via their website.  Affordable rates and plans that allow you to visit the veterinarian of your choice.  Reimbursement occurs after a claim is filed.

 

  • PurinaCareA name you can trust.  Hereditary conditions not excluded.  80% of eligible expenses are reimbursed after meeting deductible.  Preventive care policy covers annual exams, heartworm and flea prevention, and vaccinations.

 

  • PetPlan USALifelong coverage.  Reimbursement of veterinary and boarding fees.   Covers the price of advertising and offering a reward for a lost or stolen pet.  Covers the price of the pet in the case that he or she dies during the time that the policy is active.  Reimbursement of vacation costs if your pet becomes ill and you had to cancel you plans to be with the sick animal.

 

  • ASPCA Pet Health InsuranceChoose from four levels of protection.  Get a free quote and enroll online within minutes.  Get professional advice concerning animal welfare.  Go with any licensed vet in the nation.  Pays up to 80% of allowable covered charges after deductible is paid.

Paying out of pocket for medication or surgeries will put a strain on your bank account and may force you to sacrifice the level of care that you pet receives for the sake of saving a buck or two.  By researching insurance companies and their variety of plans and services, you can avoid the inevitable and give your dog or cat the type of care he or she deserves.

The right type of insurance can be a lifesaver in troubling times.  Rest assured that as long as you carry coverage on your pet, he or she will stand a fighting chance despite tough economic times.  Despite the added expense, pet insurance offers much more than a break in expenses.  It also offers you peace of mind.